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How to resize your desktop icons in Windows 7

No Comments// Posted in Technology by admin on 11.03.09.

Mouse Wheel Method

Click anywhere on the desktop before starting this process.  Press & hold Ctrl on the keyboard, Scroll with the mouse wheel up or down to get the desired size.

Vista Error – Windows Must be reinstalled to Activate

2 Comments// Posted in Technology by admin on 08.26.09.

Had an agent that came in today with an interesting problem.  Last night he received the following message.  “Windows PROGRAM NAME is not working” and “You may be the Victim of Software Counterfeiting”.  Once he rebooted windows visita presented a message that he needed to reinstall windows and would not let him into windows.  The message was “Windows must be reinstalled to activate”.  Here is how I fixed it.

On the error message was a link to the help section.  Once in the help I was able to find a link to help on the internet.  This launched Internet Explorer.  From there I did the following:

2) Type %windir%\system32 into the browser address bar.

3) Find the file CMD.exe

4) Right-Click on CMD.exe and select ‘Run as Administrator’

5) Type: net stop slsvc  (it may ask you if you are sure, select yes)

6) Type: cd %windir%\ServiceProfiles\NetworkService\AppData\Roaming\Microsoft\SoftwareLicensing

7) Type: rename tokens.dat tokens.bar

8) Type: cd %windir%\system32

9) Type net start slsvc

10) Type: cscript slmgr.vbs -rilc (It may take a long time for this to complete, please be patient)

Then I rebooted and was presented with the Windows Activation.  I activated windows and all was solved.  Hope this helps someone.

Bank of America Short Sale Process and Contact Information

No Comments// Posted in Real Estate by admin on 07.27.09.

I had a difficult time finding this information for a customer.  So I thought I would share it.

Initiating a Short Sale

Customers should call the Workout/HOPE call center at 1.800.669.0102 to discuss their workout options after becoming delinquent. If other workout options do not apply, then the Short Sale process is discussed. We can discuss Short Sale transactions with the customers or their authorized agent. Our Short Sale team can be reached at 1.866.880.1232. A discussion is held regarding the Short Sale process and the documents that need to be faxed to Bank of America Home Loans to begin the process.

Please Note: The borrower must have a current or eminent financial hardship and the loan must be delinquent.

While the discussion and upfront verbal agreement to begin the process are important, the formal process officially starts when we receive the signed purchase contract, listing agreement, copy of MLS history and preliminary HUD 1 statement.

Property appraisals

Once we have received a copy of the signed purchase contract:

  • Within approximately 2 days of receiving the faxed documents, the customer or agent will receive confirmation of the received purchase contract. If the offer is possibly viable, an interior appraisal will be ordered.
  • Within an additional 3 days an appraiser will be assigned, they will contact the customer or their agent to schedule an appointment to conduct an interior appraisal.
  • Approximately 7 to 10 days after the appraisal is ordered, the results of the appraisal will be received by us. This is absolutely dependent on obtaining access to the property in a timely manner.
  • Upon receipt of the appraisal, we will conduct an analysis to determine if the Short Sale offer is aligned with the fair market value.

Additional negotiations or information may be requested, (examples of but not limited to):

  • Purchase price
  • Changes to the HUD 1 statement
  • Funds and/or a promissory note from the borrower
  • Information about the buyer
  • A deficiency letter signed by the borrower
  • Explanation of the hardship
  • Most recent month’s income verification or if self employed, last 3 months P&L
  • Most recent year’s tax return.

Finalizing the request

Once all parties, including additional lien holders, have agreed to the negotiations, Bank of America Home Loans and/or its investors/insurers will render a decision within approximately business 5 days.
The decision to accept or decline the short sale will be communicated to the customer and/or their agent within approximately 48 hours of the decision.
Short Sale Customer Service – 1.866.880.1232
Short Sale Fax -1.888.491.4947

From https://homeloanbusiness.bankofamerica.com/ShortSaleInformation.aspx: